Company: hypo-A GmbH
Address: Kuecknitzer Hauptstr. 53
D-23569 Luebeck

Telephone: +49-(0)451-3072121
Telefax: +49-(0)451-304179
E-Mail: info@hypo-A.de
WWW: www.hypo-A.de


Managing director and
responsible according to § 10 Abs. 3 MDStV: Irmtraut Volkmann 

Register of companies Luebeck HRB Nr. 4365
TAX IdNr.: DE 19 26 33 004


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The author reserves the right not to be responsible for the topicality, correctness, completeness or quality of the information provided. Liability claims regarding damage caused by the use of any information provided, including any kind of information which is incomplete or incorrect,will therefore be rejected. All offers are not-binding and without obligation. Parts of the pages or the complete publication including all offers and information might be extended, changed or partly or completely deleted by the author without separate announcement.

2. Referrals and links The author is not responsible for any contents linked or referred to from his pages - unless he has full knowledge of illegal contents and would be able to prevent the visitors of his site from viewing those pages. If any damage occurs by the use of information presented there, only the author of the respective pages might be liable, not the one who has linked to these pages. Furthermore the author is not liable for any postings or messages published by users of discussion boards, guestbooks or mailing lists provided on his page.

3. Copyright
The author intended not to use any copyrighted material for the publication or, if not possible, to indicate the copyright of the respective object.
The copyright for any material created by the author is reserved. All photographs - including those accessed through FIRSTGATE click&buy and pay pal- may be accessed for viewing on our web site only. Any duplication, distribution, modification, circulation, reproduction or other use of objects such as photographs, videos, diagrams, sounds or texts is not permitted without the author's written agreement. Rights to access content on our web site which have been acquired through FIRSTGATE click&buy and pay pal may not be sub-licensed, transferred, sold or assigned to any third party without our approval.The copyright and other rights and interests will be enforced to the fullest extent permitted by law and the author will seek civil and criminal remedies where appropriate.

4. Legal validity If sections or individual terms of this statement are not legal or correct, the content or validity of the other parts remain uninfluenced by this fact. This text is only a short version of our german "AGB", which is BINDING. If you are in doubt - please do not hesitate to contact us at: info@hypo-a.de


Photo Credits
If there is no copyright or source information for the photo material used, these are in-house productions.
Photo agencies:

You can find detailed information here.