Payment / Shipping

We want to make shopping in the hypo-A shop as convenient and straightforward as possible. You can choose between various payment methods for your order. Please note that not all payment methods are always available.

As a customer, you currently have the following options:

• Paypal (PAYONE): With the online payment service PayPal, you can pay quickly, easily, and securely – and free of charge. If you choose to pay via PayPal, you will be automatically redirected to PayPal at the end of the order process. If you are not yet a PayPal customer, you can set up a PayPal account and then confirm your payment. PayPal Express is for all customers who already have a PayPal account and allows you to shorten the order process. The customer data required for the purchase, such as your delivery address, is sent to us directly from PayPal. Select "PayPal Express" in the shopping cart and you will be automatically redirected to PayPal in the next step. There you can log in to your PayPal account and authorize the payment.

• Credit card (PAYONE): We offer you the option of paying by credit card. During the ordering process, we will redirect you via a secure connection to the website of our credit card service provider (PAYONE), where you can make your payment to us. The payment transaction will be processed immediately after confirmation of the payment order and after you have verified your identity as the legitimate cardholder by your credit card company upon PAYONE's request, and your card will be charged. Further information will be provided during the ordering process. PAYONE is a PCI DSS-certified payment provider and accepts credit cards from VISA, MasterCard, Diners Club, and American Express.

• SEPA Direct Debit/Bank Transfer: When paying by direct debit, you only need to provide your bank details. The invoice amount will then be debited directly from the specified account. Payment by SEPA Direct Debit or Bank Transfer is processed by PayPal (PayOne).

• Advance Payment Transfer: Your order will be released for dispatch after your full payment has been received into our bank account, stating the intended use specified in the order confirmation. All information required for the transfer is included in the order confirmation, which you will find in your email inbox after purchase. Bank details: Recipient: hypo-A GmbH Bank: Apo Bank Düsseldorf BIC/SWIFT: DAAEDEDDXXX IBAN: DE57 3006 0601 0005 9853 90 Please note that your order in the shop will be automatically canceled if we cannot record receipt of payment within 14 days of placing your order.

• Invoice: After two successfully completed orders, you will have the option to purchase on account, meaning you only pay for the goods after receiving the delivery. This payment method requires a customer account. The invoice amount must be paid to our bank account within 30 days. You will receive the invoice in the package after the goods have been successfully shipped, as well as by email. You can also download your invoices in your account area under "Order". We reserve the right not to accept invoice payment for certain orders. In this case, you have several alternative payment methods to choose from.